NOVA SCOTIA CAR
FINANCING PRIVACY POLICY - CAR LOANS
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Nova Scotia Car Financing Privacy Policy
The following statement discloses the privacy practices of Nova
Scotia Car Financing. Because Nova Scotia Car Financing wants to
demonstrate its commitment to consumer privacy, we have agreed
to disclose our information and security practices.
Nova Scotia Car Financing Safeguard Policy
Nova Scotia Car Financing complies with all government regulations
in an effort to guard your personal data from misuse. We
undertake physical, electronic and procedural steps to ensure
your data is safe, and is only used for the purposes outlined in
our privacy policy and loan application.
Acceptance of Nova Scotia Car Financing Privacy Policy
By using Nova Scotia Car Financing’s services or web sites, you
signify your agreement to the terms and conditions of Nova
Scotia Car Financing’s Privacy Policy. If you do not consent to
these terms and conditions, are not a Canadian resident, or are
under 18 years of age, please do not use the site or Nova Scotia
Car Financing
services.
When you just visit one of our sites:
We use IP addresses to analyze trends, administer the site, track
user’s movement, and gather broad demographic information. IP
addresses and cookies are not linked to personally identifiable
information.
When you provide us with information:
You opt in:
1) Consent to contact: We ask for consent to follow up with
visitors regarding their application or partially completed
application.
2) Consent to seek loan approval: We ask for permission to pull
credit reports and search for an auto loan approval with banks
on our customer’s behalf.
We use this information to evaluate your applications, locate an
appropriate lender, provide you with high quality service,
prevent fraud and, with your consent, inform you of offers for
other Nova Scotia Car Financing
services offered by third parties. We may also use this information to
confirm your identity when you call us to inquire about your
accounts. We also ask for information from our visitors at other
locations on our web site. This is considered consensually given
information and subject to the conditions of this privacy
policy.
Sharing Information
Nova Scotia Car Financing may disclose information about you to
the following types of third parties: Nova Scotia Car Financing
affiliates; service companies (companies that provide services
to Nova Scotia Car Financing in order to process your
application); financial institutions, and credit bureaus,
collection agencies. Your information is disclosed to the
foregoing entities solely for the getting a loan that meets your
criteria. Outlined below is the information shared with each
type of third party and as appropriate, your options.
• Sharing Information with Service Companies -- In order to
provide quality service, Nova Scotia Car Financing
contracts with service providers for essential roles in processing your
application. We may disclose some or all of the information we
collect to these service providers but only in order to obtain
credit for you. All of Nova Scotia Car Financing‘s service
providers have entered into a contract with Nova Scotia Car
Financing that forbids them from using information provided by
Nova Scotia Car Financing for any purpose other than providing
the service for Nova Scotia Car Financing customers. Nova Scotia
Car Financing takes security precautions to monitor the use of
the information and prevent the use of the information for any
other purpose.
• Information Sharing With Merchants -- Nova Scotia Car Financing
does not share any information with unrelated merchants for the
purpose of extending offers of goods and services without your
consent.
• Information Sharing with Partners -- Nova Scotia Car Financing
offers its products in conjunction with financial institutions
and other businesses (collectively, Nova Scotia Car Financing
Partners). By completing a credit application with Nova Scotia
Car Financing for the purpose of locating a loan that meets your
criteria, you agree to the sharing of information with that
partner. These relationships are clearly stated in the
application and by completing the application you agree to the
information sharing by Nova Scotia Car Financing and the partner
which may include: your name, address, phone number, e-mail
address, and personal financial information.
• Credit Reports and Other Uses of Information -- In applying for
credit, you agree that we may request consumer credit reports
from one or more credit reporting agencies in connection with
your application and the administration of such application. You
also authorize us to exchange credit information concerning you
or your use of the Account with (and answer questions and
requests from) others, such as merchants, other lenders and
credit reporting agencies.
• Nova Scotia Car Financing does not knowingly offer its products
and services to minors. Similarly, Nova Scotia Car Financing
does not collect information about children.
Access to Account Information and Correction of Error Questions
Nova Scotia Car Financing is committed to customer service and
privacy. If you have any questions, comments or concerns
regarding our Privacy Policy and its implementation, please do
not hesitate to
contact us
Nova Scotia Car Financing offers you a vehicle regardless of Credit History.
